These financial institutions approve your request quickly and make the disbursement within a period of up to 24 hours, all just by presenting your identification document (DNI).
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Ask money lent to the bank It can be complicated, depending on the amount of money you request and which financial institution you do it from. However, there are some that do not ask for so many requirements and only require your national identity document (ID).
If you want to know which banks offer this type of loans and what other information they request, in this note we will tell you the details so that you can qualify for one.
Which banks offer loans only with your ID?
Among the main private banking entities that provide this financial facility to Peruvians are the following:
- Pichincha Bank: Provides a wild card if you pay your loan on time. It offers the option of paying double installments in July and December, with variable payment terms depending on the type of client.
- Ripley Bank: It offers various types of loans and requires a good history of payments and movements as a requirement.
- Sullana Box: It offers loans secured by term deposits, with competitive interest rates.
What is the maximum amount these banks lend?
- Pichincha Bank: It offers amounts higher than the standards, ranging from 1,000 soles to 50,000 soles.
- Ripley Bank: It offers loans of up to 5,000 soles with a term of 12 months.
- Sullana Box: It allows access to amounts of up to 5,000 soles with financing of up to 90% of the deposit amount.
How do I know if I qualify for a loan?
To be eligible for a loan, you must meet the following requirements:
- Have a credit history.
- Do not appear on the Infocorp blacklist.
- Have documents that support your fixed income.
- Be within the age range requested by the financial institution.
Graduated in Social Communication-Journalism from the Universidad Nacional Mayor de San Marcos. She is a current affairs web editor in the newspaper La República. Winner of 1st place in the “Communication for Gender Equality” contest of Catholics for the Right to Decide Peru and the Embassy of the Netherlands in Peru. Experience in gender and sexuality.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
