Review everything about the mortgage loan from Banco de la Nación: requirements, procedures. Your step towards home ownership starts here. Get informed!
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With the aim of facilitating the acquisition of properties, Banco de la Nación offers its mortgage loan, designed for public workers and retirees. This financial product opens the doors to home ownership and also contributes to economic reactivation and combats the housing deficit in Peru.
Discover how this credit becomes a vital tool to realize the dream of owning your own home, therefore, we explain what the requirements are and how to process this loan.
Who can access mortgage credit?
We show you a list of the requirements you must meet to apply for this financing:
- Be an appointed public worker, with an indefinite-term contract or a pensioner.
- Have at least one year of work experience.
- Have monthly income greater than S/800.
- Be between 18 and 74 years and 6 months old.
- Obtain a “normal” qualification in the financial system, this applies to the owner and the spouse.
- Maintain a savings account at Banco de la Nación for the deposit of income.
Banco de la Nación: how to access mortgage credit?
You can take the following steps to access mortgage credit in a simple and accessible way:
- Go to any Banco de la Nación headquarters during opening hours, which are Monday to Friday from 8:00 a.m. to 5:00 p.m. and Saturdays from 9:00 a.m. to 1:00 p.m.
- Submit the requirements to the bank staff so that they can carry out a credit evaluation and you will go to a second evaluation stage, in which you will have to comply with submitting the property requirements.
- If your application is approved and you have submitted all the documents, the loan amount will be deposited into your bank savings account.
Bachelor’s degree in journalism from the Pontifical Catholic University of Peru. He is an editor in the LR Data section with interest in gender and disability issues.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
