Good Payer Bonus: They transfer more than S/2 million to the Mivivienda Fund

The Ministry of Housing, Construction and Sanitation (MVCS), through Ministerial Resolution, No. 571-2023-Vivienda, authorized the transfer of up to S/2 million 979,961 in favor of the Mivivienda Fund.

This amount will be allocated for the execution of the Good Payer Bonus, which is a subsidy provided to those people who have accessed a loan with the New Mivivienda Credit through associated financial entities. Likewise, its objective is to give users the possibility of being able to increase their initial payment and thus reduce the amount of the loan for the purchase of a property, which can be a single-family home, a multi-family building, a residential building or a country house.

In detail, heThe authorized funds correspond to fiscal year 2023 and The General Directorate of Programs and Projects in Housing and Urban Planning of the Ministry of Housing, Construction and Sanitation is the entity in charge of monitoring and verifying adequate compliance with the transfer.

It should be noted that the rule warns that resources may not be used for purposes other than those for which they are transferred.

What are the requirements for the Good Payer bonus?

• Have been qualified as a credit subject by a financial institution.

• Be a natural person resident in Peru. It also applies to compatriots residing abroad.

• Not be the owner or co-owner of another home in Peru.

• The applicant, as well as his or her spouse or cohabitant, must not have acquired a home financed by the MiVivienda Fund, Banco de Materiales or Fonavi, even if they are no longer the owners of it.