A credit card is a payment method that is increasingly popular among the population due to the ease of transportation, but it also carries with it obligations.

Its proper management includes Be very clear when it is appropriate to make a purchase with this payment option and many times they tend to be confused by the fact that it is money that you have in your account and you exceed your expenses.

For which purchases is it recommended to use a credit card?

Owning an organization and managing a budget can make credit cards an ally for acquiring goods. Its responsible use is not to exceed the monthly unbillable consumption and to use it in safe places, because unauthorized consumption has been recorded due to obtaining plastic data.

Several experts agreed that credit cards should not be used to make purchases at supermarkets because they tend to accumulate and are a recurring expense, meaning they will not be able to cover the entire debt payment in the short term. Payment in cash is recommended.

Another place to avoid is small purchases, those that correspond to going out to the movies or a restaurant because they can be done in cash and you can get an estimate of how much you can spend.

Paying for gas can also be detrimental as there are several cards that charge extra.

It is recommended to have at least one card, and a maximum of three.