If you need money to start a new business, pay off your outstanding debts or make your end-of-year purchases, read the following note. The Banco de la Nación made a MultiRed loan campaign available to public sector workers and pensioners that are available this Christmas season.
According to the banking entity, users can have said cash credit of S/300 and S/99,999, as well as access terms of up to 60 months, according to a prior credit evaluation. Below, we will tell you more details about this promotional rate and what the requirements are to request the MultiRed Loan. Take note!
What are the requirements to access the loan from Banco de la Nación for Christmas?
According to the Banco de la Nación website, these MultiRed loans are freely available and are aimed at workers hired, appointed and retired from the public sector, who receive their monthly remuneration in said financial institution. Furthermore, the promotional TEA is 11.58% and the promotional TEA of 10% is valid until the end of the year.
If you want to request a loan of up to S/99,999, which is valid from November 15 to December 31, 2023, you must meet the following requirements:
- Be a customer who requests a loan for the first time, who has paid it before the start of the campaign and who has made the payment of the last installment during its validity.
- Have a savings account at Banco de la Nación and be subject to credit evaluation.
- Have a “normal, not defined or not reported” rating in the risk center of the Superintendence of Banking and Insurance.
- In the case of CAS workers, whose date of entry into employment is from 03/10/2021 onwards, they must demonstrate a minimum work seniority of 13 months. To do this, they must present their latest original contract, addendum or copy. If a CAS worker has a job entry date prior to 03/10/2021, he will not be able to demand this requirement.
MultiRed Christmas Loan: what is the promotional rate?
In this Christmas campaign, Banco de la Nación offers an AER (Annual Effective Cost Rate) of 11.58%, which is calculated considering an AER (Annual Effective Rate) of 10% for a term loan of S/16,000 of 60 months, whose monthly fee would be S/349.54 (considering November 15 as the payment date).
How to request the MultiRed loan from Banco de la Nación?
When you have met all the prerequisites, you could begin the application process for the MultiRed loan at Banco de la Nación. In this way, what the staff in charge will do is evaluate you by sending a message on WhatsApp or through their other service channels. Below, find out the documents you must present:
- Multired debit card
- Original DNI or copy of the immigration card
- Original or copy of the last payment receipt, the maximum age of which is accepted is four months.
Banco de la Nación: what other loans does it offer?
- Discount by payroll.
- Loan Purchase of credit card debts.
- Student loan.
What are the BN contact numbers?
If you have a question or query about how to apply for the MultiRed loan, you can write to WhatsApp at National bank: 942 896 863. Through this means, they will be able to evaluate you financially. Likewise, know the numbers you can contact:
- 994 176 546
- 994 170 148
- 994 157 902
- 994 171 558.
Source: Larepublica
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