Through Law No. 31944, the use of information from the Private Risk Information Centers (Cepirs)—Equifax-Infocorp, Experia and Sentinel—to establish eligibility criteria in the labor market. According to this law, Credit history cannot be a reason to reject a candidate in the hiring process, since doing so will be considered an act of discrimination.
In addition, it is established that all companies, both public and private, that wish to consult the credit reports of their candidates must have written permission from the applicant.
“In any case, the candidate’s credit report cannot be a cause for his or her exclusion or disqualification in any phase of the call, as it constitutes a discriminatory act,” the rule emphasizes.
It is important to note that this measure does not affect the Superintendency of Banking, Insurance and Private Pension Fund Administrators (SBS) nor the Superintendency of the Securities Market (SMV) nor the entities regulated or supervised by these superintendencies.
Finally, it is established that, within a maximum period of 90 calendar days, the Presidency of the Council of Ministers must adapt the additional regulations related to this issue.
Projects seek to prohibit and suspend negative reports in plants due to fraudulent debts
Likewise, at the beginning of November, Congresswoman Katy Ugarte presented the Bill No. 6317/2023-CRwhich aims to preventively suspend the publication of people reported as delinquent in private risk centers and in the SBS when the debt comes from an unrecognized operation.
In addition, PL No. 6325/2023-CR has also been presented, which seeks to prohibit users of the financial system from being reported to private risk centers and to SBS when it comes to unrecognized, fraudulent or unauthorized debts. consent.
This measure establishes that people should not be reported while they are in the claim process, but only when the user’s responsibility is concluded and demonstrated.
Both projects still need to be voted on and authorized to go to the Plenary Session of Congress.
Source: Larepublica
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