Having a decent retirement is one of the greatest desires of people who are close to completing their work. Thus, people who gave years of their youth and were part of the Peruvian workforce seek to obtain a pension to help them face their old age. Therefore, it is important to know how much money you have accumulated in your fund and if it will be enough for what is to come.
Along those lines, if you want to know what your monthly salary should be to enjoy a pension of S/500 in the future, the Minister of Economy and Finance (MEF)Alex Contreras, He announced this figure within the framework of his participation in the Congressional Economic Commission.
How much should my salary be to have a pension of S/500?
On another occasion, the superintendent of Banca Seguros and AFP, Socorro Heysen, added that to have a pension of S/2,000, you must have a fund of S/350,000 in mandatory contributions. On the other hand, the head of the economy sector pointed out that a contributor must earn S/2,500 monthly to obtain a remuneration of S/500.
“To have a minimum pension of S/500, you should have an income of around S/2,500, which is well above the average salary, so this solidarity system allows you to finance pensions,” added the official during his speech in parliament.
In this way, what the Executive proposes in the new pension reform is to guarantee the delivery of a pension whose amount is universal to meet basic needs once the time to retire arrives. Not as happens in the AFP; The amount you receive is proportional to your contributions made, which may even be less than S/500.
Thus, the Executive proposes that AFP members who contribute minimally transfer to the ONP whenever they wish. This implies the transfer of 100% of your accumulated funds and the profitability that was generated during the time you remained in the private system. The result: obtain a single pension in your old age, regardless of how much you contributed or not.
Source: Larepublica
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