These are the requirements to access social housing with your own roof

Through the Techo Propio Program, the Ministry of Housing, Construction and Sanitation (MVCS) has been offering Peruvian families with economic limitations the possibility of financing the acquisition of a home, construction or improvement of their home. To do this, the State grants the Family Housing Bonus (BFH), a subsidy that rewards your saving effort and is not returned.

Between January and August of this year, a total of 22,420 of these bonds have been disbursed in their two modalities, which are the Acquisition of New Housing (AVN) and construction on Own Site. Below, find out in the following note from La República the requirements and steps to access said financial subsidy.

What is the Family Housing Bonus?

The Family Housing Bonus is a direct subsidy that the State grants free of charge to people with fewer resources so that they can finance the purchase, construction or improvement of a home. According to the Ministry of Housing portal, there are three modalities:

• Buying a home: the bonus is S/43,312.50
• Build a house: the bonus reaches S/29,700
• Improve a property: the bonus is S/11,385

Own Roof: what are the requirements?

According to the information provided by the Ministry of Housing, the Techo Propio Program is aimed at families with monthly income that does not exceed the amount of S/3,715 to buy and S/2,706 to build or improve their home, which will have electricity, water and drainage services. In this sense, to access the Family Housing Bonus, the following requirements must be met:

• Form a family group.
• The head of a family must declare one or more dependents, who may be his wife, partner, his children, siblings or grandchildren under 25 years of age or children over 25 years of age with disabilities, his parents or grandparents.
• For the purchase of a home, The family must have monthly income that does not exceed the value of S/3,715 and to build or improve a house should not exceed S/2,706. In the cases of the Priority type social interest housing (VIS Priorizada), should not exceed S/2,071.
• Not having previously received housing support from the State through Enace, Fonavi, National Housing Fund, Materials Bank or the MiVivienda Fund.
• If they want to buy a home, they will not be able to have any property registered in the name of the beneficiaries.
• If the head of the family wants to build or improve their home, they must be owners of the property where the work will be carried out, and it must be registered in Public Registries without charges or encumbrances, and they must not have any other land at the national level.
• Find out more details to apply for this grant in the following LINK.

Own Roof: how do I register to access the Family Housing Bonus?

The Ministry of Housing, through the MiVivienda Fund, made public the granting of 5,909 subsidies that correspond to the New Housing Acquisition modality and, in the case of Own Site, 16,734 bonuses were granted until August of this year. Along these lines, if you are interested in purchasing your home with the Techo Propio program and accessing the Family Housing Bonus, follow these steps:

• Register your family group at the nationally authorized offices and centers of the Ministry of Housing. In Lima, you can go to jirón Camaná 199, Cercado de Lima, from Monday to Friday from 9:00 am to 6:00 pm, and on Saturdays from 10:00 am to 2:00 pm. In the case of regional offices, you can click on this LINK.
• Present your ID and that of your spouse or cohabitant if applicable, and have the information of all the members of the family group (name, ID, date of birth).
• If the family head is made up of a cohabiting couple without marriage impediment, the form must be signed by both. In the event that both are married, said document must be signed by one of them.