If I contribute to the ONP and I die, how much money will my family receive?

If you are a contributor to the Pension Normalization Office (ONP), you should know that your family has the right to access a survivor’s pension if you die. As the ONP explains to La República, it is not necessary for you to be a pensioner for your partner, children or parents, if the other relatives mentioned do not exist, to be able to access this benefit.

Below, we detail the three types of pension that exist in this scenario: widowhood, orphanhood and ancestry; what are the requirements to access any of them; and the amount you are entitled to receive.

widow’s pension

The person who is widowed can access the pension without problems, but if it is their spouse or cohabitant, it is specified that they must have a disability problem for work or be over 60 years of age. Additionally, you must take into account the following requirements:

• The marriage must have taken place at least one year before the death of the member and before he or she turns 60 years old, if he is a man, and 50 years old if he is a woman.
• If it is a de facto union, it must have occurred at least two years before death.

How much do I receive for a widow’s pension?

The beneficiary can receive a maximum 50% of the pension that would have corresponded to the worker. The minimum amount for widowhood is S/350.

Orphan’s pension

The member’s children under 18 years of age are entitled to this pension. However, adult descendants can also receive it if they have some type of disability or are pursuing basic or higher level studies, as long as they certify that they are doing so.

How much is the amount of the orphan’s pension?

The amount awarded is equal to 50% of the pension that the owner received on the date of his death. In the case of orphanhood, the minimum pension is S/270.

Ancestry pension

This is a pension that the parents of the member of the pension have access to. ONP in case there is no widow or children who can claim this amount; However, there are other additional requirements:

• Parents with disabilities.
• Father over 60 years old and mother over 55 years old.
• In any case, the beneficiary must demonstrate economic dependence on the member and not receive an income greater than the pension that would correspond to him.

How much do I receive for ancestry pension?

If you meet the requirements, you can receive 20% of the pension that would have been delivered to the deceased owner. The minimum amount that the ascendant can obtain is S/270.