Pension fund administrators (AFP) They are in charge of managing the money that employers deposit into the accounts monthly for our retirement. It is important to know the profitability of our contributions. In this note, we present the figures of favorable progress, in general terms, despite the instability of global financial markets.
What is the profitability of my AFP funds?
According to information collected through the portal of the Superintendency of Banking, Insurance and AFP (S.B.S.), the results for the funds during the period between January and August are as follows:
Fund 0:
- Habitat: 5.62%
- Integra: 5.45%
- Premium: 5.25%
- Future: 5.62%
Background 1:
- Habitat: 11.02%
- Integra: 9.44%
- Premium: 10.65%
- Future: 11.21%
Background 2:
- Habitat: 6.69%
- Integra: 5.92%
- Premium: 7.18%
- Future: 6.13%
Background 3:
- Habitat: 3.36%
- Integra: -1.65%
- Premium: 1.86%
- Future: 2.13%
The Pacifico Business School professor Jorge Carrillo Acostaconsiders that the main factor for the good performance of the funds would be the positive evolution of global stock markets.
“In 2022, profitability suffered a little because in general it was not a good year for the global stock market, I’m talking about the stock market, bonds, etc. There was an opportunity to recover. (…) The perspective The fact that the stock market continues to improve, that it has a recovery process in its results, allows us to be calm. The same thing happens with the outlook for bonds, so there are good indicators to think that the year is going to end well. However, “These things are not 100% safe. Let’s hope we don’t have problems,” he told the Andina agency.
AFP: how to calculate the amount of your retirement pension?
A recurring question among workers is what will be the amount we will receive when we stop working. In that sense, all AFPs offer the public, through their websites, a series of platforms to calculate the money you would receive as a pension when you retire. To achieve this, you only need to register your personal information, current salary and your fund balance. Here we leave you a LINK where you will find the pension calculators of the four fund administrators in our country.
How to find out how much money you have in your AFP?
If you already know which Pension Fund Administrator (AFP) you are in, you should know that these entities have a complete record of your contributions. To find out your accumulated balance and the profitability that the Private Pension System (SPP) has generated, you can access your account statement through your AFP website or application. With this, you will be able to identify if your employer is complying with depositing your contributions monthly:
- AFP Integra: to review the account status in this AFP, you can enter THIS LINK.
- Profuturo AFP: go to the next page at THIS LINK to see your account statement.
- AFP Habitat: if you are affiliated with this AFP, go to THIS LINK and enter your information.
- AFP Premium: to review the account status in this AFP, go to THIS LINK. In the part that says ‘My account’, write your ID number and password.
Source: Larepublica
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