Banco de la Nación: what are the requirements to request funeral insurance?

The death of a loved one is one of the most difficult moments for a family, as it affects emotional stability and generates a series of expenses. Given this, Banco de la Nación provides its users with funeral insurance to cover the disbursement for funeral services and, in this way, guarantee a dignified rest. Below, we tell you all the requirements, coverage and the steps to access this subsidy. Take note!

Funeral insurance from Banco de la Nación: what are the requirements?

Banco de la Nación offers its clients funeral insurance to cover the costs of funeral services and support families in difficult times, such as the loss of a loved one. To access this benefit from the entity, you must meet the following requirements:

• Be under 70 years old and be a client of Banco de la Nación
• Have a MultiRed Debit card
• Present the national identity document or immigration card
• In the case of Banco de la Nación clients who contract plan 1 (individual) of funeral insurance and those who are designated as insured in the policy, they must prove themselves and sign it.

Funeral insurance from Banco de la Nación: what are the plans?

According to the Banco de la Nación website, you can request affiliation for funeral insurance in person at any agency of said bank. Remember that this insurance has two plans, whose rates are subject to change:

• Plan 1 (individual): the premium payment is S/4.70 and parents, siblings, uncles, nephews, godchildren or any third party may be included
• Plan 2 (family): the premium payment is S/18.90 and covers the owner, spouse and up to 3 children under 18 years of age.

Funeral insurance from Banco de la Nación: how to access it?

• Go to the Banco de la Nación agency closest to your home during the established hours
• Request affiliation for funeral insurance coverage by presenting the respective documents to the bank’s customer service staff.
• Sign the contract to obtain burial insurance. Remember that if you contract plan 1, you and those who are designated as insured in the policy must be accredited and sign said document. If the person responsible for payment signs in the insured’s box or leaves it at the bank, the sale will be invalidated.
• If you have any questions or complaints about the policy, please call (01) 615-5700.

Funeral insurance from Banco de la Nación: what risks does it cover?

• Funeral compensation: In the event of death, the beneficiaries will be compensated with an amount of S/3,000, according to the policy or successors of the insured
• Bereavement compensation: S/3,000, in the event of death and in addition to the funeral coverage, the beneficiaries will be compensated according to the policy or successors of the insured
• Transfer: S/800, in the event that the death does not occur in the city of origin of the insured, the beneficiaries will be compensated according to the policy or successors of the affiliate
• Educational benefit: S/1,200 for each child (maximum 3)
• Accidental death: If the death occurs within 90 days of the accident occurring, the beneficiaries of the insured will be paid additionally.
• Sudden family helplessness: S/10,000 to the beneficiaries of the insured, according to the policy or successors of the affiliate
• Assists: medical, psychological, pediatric and nutritional guidance via telephone. For these communications, you must call (01) 701-2579.