Banco de la Nación: what documents should I present and what are the requirements to request a loan?

With the aim of facilitating economic coverage in emergency situations or access to home purchases, Banco de la Nación offers loans to public sector workers and pensioners of up to almost S/100,000 with attractive rates and flexible terms. Below, find out in this note from La República the requirements, documents to present and how the disbursement of this type of credit is carried out.

Loans from Banco de la Nación: what are their benefits?

According to the Banco de la Nación website, the granting of a MultiRed loan from Banco de la Nación allows public sector workers and pensioners who have a savings account to request said credit in cash between S/300 and S/ 99,999, according to a previous evaluation.

Below, learn about some characteristics and benefits that make this type of loans provided by the BN attractive:

• Request a freely available loan
• If you are a worker or pensioner in the public sector and receive your monthly income at the Banco de la Nación, you can request your MultiRed Loan at any time
• Access payment terms of up to 60 months
• The annual effective cost rate (TCEA) is 16.13% with charge of the monthly payment in the savings account and with an annual effective rate (TEA) of 14.49%
• You can access more information about rates and commissions HERE.

Loans from Banco de la Nación: what are the requirements?

MultiRed loans from Banco de la Nación are aimed at hired, appointed and retired public sector workers, who receive their monthly remuneration through this financial institution and have a savings account. To access them, you must have a “normal, not defined or not reported” rating in the risk center of the Superintendence of Banking and Insurance.

In the case of CAS workers, whose date of entry into employment is from 03/10/2021 onwards, they must demonstrate a minimum work seniority of 13 months. To do this, they must present their latest original contract, addendum or copy. If a CAS worker has a job entry date prior to 03/10/2021, he will not be able to demand this requirement.

Loans from Banco de la Nación: how to access and what documents should I present?

When you have met all the prerequisites, you can start the application process in the National bank. In this way, the staff in charge will be able to carry out the evaluation in an agile and secure manner by sending a message via WhatsApp or through their other service channels. Remember to present these documents:

• Multired debit card
• Original DNI or copy of the immigration card
• Original or copy of the last payment receipt, the maximum age of which is accepted is four months.

Banco de la Nación: what are its agencies?

To know the agencies of the National bank available in national territory, follow these instructions:

1. Enter the Banco de la Nación HERE
2. Choose your department
3. Select your province
4. Check which one is closest to your area.

Banco de la Nación: what are the contact numbers?

For any questions or queries about how to apply for the MultiRed loan, you can write to WhatsApp at National bank: 942 896 863. Through this means, they will be able to evaluate you financially. Likewise, these are the numbers to call:

• 994 176 546
• 994 170 148
• 994 157 902
• 994 171 558.