Banco de la Nación offers loans of up to S/19,000 to retirees: look at the 4 requirements

Are you looking to access a loan this 2023? He National bank It allows you to access credit. The steps are extremely simple and you only need to be a public sector worker or a pensioner with an active savings account. If you are interested, HERE we will tell you what the requirements are to access, how much money you can receive and more details that will interest you. Take note!

Requirements to access a loan at Banco de la Nación for retirees

• Classic Multired Card or Global Multired Debit Card affiliated with Visa
• Original ID and copy, last payment receipt and last water, electricity or landline bill
• You don’t need collateral. “If an inter-institutional collaboration agreement has been concluded between the public entity paying the remuneration or pension and the BN, Only workers hired for an indefinite term who are over 61 years of age and those hired for a fixed term will require endorsement.. In the case of the FF. AA. and the PNP, official and non-commissioned personnel with more than 20 years of service in the case of men and more than 15 years of service in the case of women and pensioners will require endorsement,” according to the entity.
• If you have credit with other financial entities, you must present the original documents and a copy that support the monthly fee you pay. With this information, the entity will take it into account when evaluating your payment capacity.

Banco de la Nación: how much money could the entity lend you?

You should know that the financial institution will lend you money according to your payment capacity; as well as it is calculated by the remuneration or pension you receive through your savings account. The Banco de la Nación establishes a maximum amount as follows:

• Between 83 years old, until the day they turn 84 years old; term: 12 months. Maximum amount: S/2,000
• Between 78 years old, until one day before turning 83 years old; term: 24 months. Maximum amount: S/2,000
• Until one day before turning 78; term: up to 24 months. Maximum amount: S/19,000
• Until one day before turning 77; term: up to 36 months. Maximum amount: S/19,000
• Until one day before turning 76; term: up to 48 months. Maximum amount: S/19,000
• Between 60 years old, until one day before turning 75 years old; Term: up to 48 months and 60 months. Maximum amount: S/19,000
• Between 18 years old, until the day they turn 60 years old; Term: up to 48 months and 60 months. Maximum amount: S/50,000.