How to access the Banco de la Nación Studies loan of up to S/100,000? We tell you

Study a technical or university career It represents one of the most important dreams for many people; However, the economic aspect is one of the main obstacles. If you find yourself in this situation, you should know that the Banco de la Nación has an option to financing for these cases and is called Multired-Studies Loan. Below, we leave you the information you need about requirements, benefits, amounts and other information that may be very useful to you.

How to apply for a Multired-Studies Loan?

If you provide services or collect a public sector pension and receive your monthly income in the National bank, you have the possibility of requesting a Study Loan. As stipulated on the entity’s portal, you can request this credit through WhatsApp to the number 942 896 863. If you wish to do so in person, you can go to any agency of the financial entity.

Along those same lines, if you are interested in carrying out a simulation of how much the bank could offer you through its Multired-Estudios Loan program and at what rate, you can do so at the following link: https://bnenlinea.bn.com.pe/SIMU /simulator04.htm

Study Loan: what are the requirements demanded by the Banco de la Nación?

1. MultiRed Debit Card (affiliated with VISA).
2. Original DNI, or original and copy of the immigration card.
3. Original and copy (or virtual receipt) of the last payment receipt, whose maximum age accepted is 4 months.
4. ‘Pre-Registration’ format issued by the Educational Institution, duly endorsed.
5. For CAS workers whose date of employment is from 03/10/2021 onwards, they must demonstrate minimum work seniority of 13 months, additionally presenting their last original contract and/or addendum(s) or certified copy(s) thereof. For CAS workers whose date of employment is prior to 03/10/2021, the aforementioned requirement will not be required.

Multired-Studies Loan: What is the amount of financing you offer and at what rate?

This loan allows you to finance from 20% or S/300 to 100% of the value of the educational program you choose to take (of those that the entity has available) and costs, such as registration, enrollment, administrative procedures, among others.

In addition, The maximum amount offered by the bank is S/100,000, which can be canceled within a period of up to 60 months and with a CAGR from 11.58%. If the requested loan amount does not cover 100% of the total cost of the training program, the bank will verify the availability of the client’s funds in their savings account in order to ensure the transfer of the full amount to the educational institution.

What are the study centers you can access?

1. Northern Private University (UPN)
2. Antonio Ruiz de Montoya University (UARM)
3. Business Center of the Pontifical Catholic University of Peru (PUCP)
4. Pacific university
5. esan
6. San Ignacio de Loyola University
7. Peruvian University of Applied Sciences (CPU)
8. Tecnológico de Monterrey
9. Graduate School of the Technological University of Peru (UTP)
10. Continental University
11. New Horizons
12. Catholic University Los Angeles Chimbote (ULADECH)
13. National university of Trujillo
14. Wall Street English
15. Wiener University
16. Nerbert Wiener Institute
17. Carrion Institute
18. Cepeban
19. Nebrija University
20. San Pablo Catholic University.

What benefits does the Multired-Studies Loan have?

1. You can acquire this financial support not only for your higher education. You have the possibility of requesting it so that your spouse, siblings, children or grandchildren can study.
2. Access specialization programs with a technical level, highly specialized programs at the postgraduate level, specialized master’s degrees, undergraduate and postgraduate training studies, doctorates and expenses to obtain a master’s/doctoral degree.
3. Financing of up to 100% of the program to be chosen in the universities that maintain an agreement with the National bank.
4. Access exclusive discounts at the most prestigious educational centers in the country.

What are the opening hours at the National bank?

Check HERE the schedule of each headquarters nationwide. In most banking agencies there is a schedule of 8.00 am to 5.00 pm m. and Saturdays from 9.00 am to 1.00 pm Likewise, it should be noted that they do not serve on Sundays.