Unlike the credit cards of other banks, the one offered by this entity does not require a minimum consumption to avoid the collection of membership. Know the details of this and others benefits.
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The Banco de la Nación is the most important banking entity of the National Treasury System and of the financial apparatus of the Peruvian State, since it has among its functions the administration of the Public treasure and provides the Government with banking services for the administration of public funds. Along the same lines, like other banking entities, it offers different products to its customers and one of them is the credit card. If you want to know more about this financial instrumentin this note we share all the information you need.
Banco de la Nación credit card
It is a financial product that can only be accessed by workers or pensioners belonging to the public sector and offers benefits such as no membership fee, a deduction of S/8.90, issuance of additional cards at no cost, among others.
Requirements to get a credit card from Bnaco de la Nación
- Being appointed personnel, contracted for an indefinite term or pensioner of the public sector.
- Receive your salary or pension income at the Banco de la Nación.
- Belong to an entity that has an institutional collaboration agreement with the bank.
- Have a national identity document (DNI) or a valid immigration card.
- Have a valid MultiRed debit card.
Types of cards and ranges of lines of credit
Classic card:
- It has a line of credit that goes from S/300 to S/20,000. The card is unnamed, which means that it will not visibly show the owner’s data.
- It offers an interest rate (TEA) of 27.00% for purchases.
- As for cash availability, the interest rate is 32.00%.
gold card:
- Line of credit from S/20,001 to S/30,000. The card is unnamed.
- The interest rate for purchases is 25.00%. In the meantime, for cash withdrawal it will be 30.00%.
platinum card:
- For this card, the line of credit goes from S/30,001 to S/50,000. In this case, the plastic will have the data of the owner or owner.
- The interest rate for purchases is 21.00%. While for the provision of cash it will be 26.00%.
Care channels
- Bank agencies: in Metropolitan Lima, Lima provinces and departments.
- ATMs: in Metropolitan Lima, Lima provinces and departments.
- Multi-Network Agents: in Metropolitan Lima, Lima provinces and departments.
Source: Larepublica
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