There are several bonds and programs that the Peruvian State is offering to the population to provide financial assistance against inflation, the El Niño phenomenon, etc. Even the INEI reported that, since September 2022, the consumer price index (CPI) for food and non-alcoholic beverages —the technicality with which they label inflation— maintains a difference of just over double the general CPI, and reached 11.02% in the last August. That is why, if you want to know if you can access one of these state benefits, we will tell you which ones exist so that you can collect it.
➤ Bonus to recyclers
For formal recyclers, there is the Seed Capital – Recycle Insurance bonus. This benefit offered by the Executive by the Ministry of the Environment (Minan) will deliver a one-time economic subsidy of S/900 to more than 4,000 workers in the country.
In accordance with Ministerial Resolution 233-2023-Minam, the initiative has the objective that the people dedicated to this work can finance their equipment and/or adequate supplies, and can reduce the risk of an increase in solid waste in the cities.
Learn more about the bond at this link: https://www.gob.pe/institucion/minam/campa%C3%B1as/33202-capital-semilla-recicla-seguro. You can also send your questions to capitalsemilla@minam.gob.pe or to the telephone numbers 989181197 and 989181280.
➤ Second bonus of the artisanal fisherman
The Ministry of Production is going to launch a second bonus of S/700 for artisanal fishermen in the context of the country’s economic reactivation policies. Minister Raúl Pérez Reyes commented, via RPP, that, compared to the first bond, this is delivered via an emergency decree to be faster, since, if it were through a supplementary credit standard, it would take a while little more because it has to be approved by the Congress of the Republic.
“Almost 33,000 artisanal fishermen have received their bonus. Part of the delay was from building the database. Today the database exists, almost 35,000 are already registered, of which almost 33,000 were collected, ”he specified.
➤ Bonus for teachers
This September, teachers and educational assistants, appointed and hired, from basic education institutions, as well as teachers from schools managed by the Ministry of Defense, will receive an extraordinary bonus of S/220 thanks to the negotiation agreement collective agreement 2023-2024 between the Ministry of Education (Minedu) and the Unitary Union of Education Workers of Peru (Sutep).
In addition, this agreement guarantees free education and the validity of public school, since permission with pay has also been achieved for educational assistants on Teacher’s Day; access to a teacher training program for 120 teachers, with the possibility of expansion; 100% food service in full school day schools; that the increase in salaries for teachers and assistants be no less than 500 in 2024, an approach that will be included by the Minedu in next year’s budget.
➤gas bonus
It is a bond that allows you to finance the installation of natural gas in your home. These are the requirements to be able to access it:
- The dwelling must belong to a block of the medium, medium low or low socioeconomic level, according to the INEl. If you want to know the socioeconomic level to which your block belongs, click here.
- In front of your house the natural gas network must pass.
If your house meets these requirements, you must provide the installation company with the following documents: a simple copy of the owner’s ID, a simple copy of the last self-assessment. In case of rental, present authorization from the owner and a simple copy of your ID.
financing amounts
- Low incomes: 100% financing of the installation, they do not make any payment for the installation.
- Lower middle income: Financing of the installation at 75%, that is, they pay only 25% of the installation, up to S/3.80 per month for 10 years.
- Average income: Financing of the installation at 50%, they pay only 50% of the installation, up to S/7.60 per month for 10 years.
enter here to access more information about the gas bonus.
➤Bonds to acquire, improve or build a house
The dream of many Peruvian families is to have their own home; For this reason, financial aid was approved so that citizens fulfill the desire to live with dignity.
Own Roof Program: program aimed at families with monthly family income that does not exceed the value of S/3,715 to buy and S/2,706 to build or improve their home, which will have basic electricity, water, and drainage services.
New Mivivienda credit: This credit allows you to finance the purchase of finished homes, under construction or project, that are first-sale (first time it is transferred) or second-use (used) homes, whose value is from S/65,200 to S/343,900.
Good Payer Bonus (BBP) for the New Mivivienda Credit: Non-refundable financial aid that is granted if you acquire a loan with the New Mivivienda Credit through Intermediary Financial Institutions (IFI).
➤ Bonus for victims of rains (BAE)
He BAE either bonus for rains It is an economic aid aimed at families whose homes have been declared uninhabitable or collapsed due to natural disasters or those induced by human action. This amount is used to rent a space and live for a maximum period of two years.
- Amount: S/500, for a maximum term of two years
- Requirements: That the home where the affected family resided be declared uninhabitable or destroyed and that the property to be rented be located in a safe area
- How to access: Local governments must send the registers of victims to the MVCS so that these records can be uploaded to the National Information System for Response and Rehabilitation (Sinpad) of the National Institute of Civil Defense (Indeci).
Source: Larepublica

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