How to obtain a payroll discount loan of up to S/50,000 at Banco de la Nación?

State workers not only receive their salaries through the Banco de la Nación, but also have a series of benefits. One of them is the payroll discount loan, which can grant up to S/50,000, depending on the result of the credit evaluation. This credit special is called that because it will be deducted from your payroll or pensions. Next, find out all the details of this loan for workers of the public sector and pensioners.

Banco de la Nación: what is the payroll discount loan of up to S/50,000 about?

A payroll discount loan from Banco de la Nación is a personal credit, in cash, that allows you to have from S/300 to S/50,000 and pay them in fixed monthly installments through your payroll or pensions. In addition, according to the bank, this is granted in order to “consolidate debts or settle loans.”

• Loan amount: from S/300 to S/50,000
• Payment terms: up to 60 months, depending on the result of the credit evaluation
• Fixed annual effective rate (TEA): 8.90%
• Annual effective cost rate (TCEA): from 10.47%

How to obtain a payroll discount loan of up to S/50,000 at Banco de la Nación?

To get the payroll discount loan of the National bankyou must present the following requirements:

• multi-network debit card
• Original ID or immigration card (original and copy)
• Last pay slip (original and copy, or virtual slip), no older than 4 months
• If the CAS worker has a date of entry on March 10, 2021 or later, he must also present his last original contract and addendums or authenticated copies thereof. These documents must demonstrate a minimum employment seniority of 13 months.

Also, do not forget that you must present the documents that support the debt to be settled or consolidated:

• In the case of credit cards: the last or current account statement of the card, formally issued by the financial institution
• In the case of freely available consumer loans, debt settlement, which must contain the following:
• Total debt balance up to the date of issuance of the debt settlement
• Customer data and contract or credit number