How to access Banco de la Nación credits?: requirements and interest rate

Banco de la Nación announced its third loan campaign in which it provides credit to contracted, appointed and pensioners workers in the public sector, who receive their income in accounts belonging to this financial institution. That is available between July 18 and September 18, 2023. The amounts offered are between S/300 to S/99,999. These processes are carried out personally and in cash; Also, they have a promotional effective annual cost rate (TCEA) of 11.58%. Beneficiaries will have up to 60 months to pay them off. Find out in this note how to access these credits and how much is the promotional rate that is offered.

Loan in Banco de la Nación: what are the requirements?

Despite being a loan for contracted workers, appointed workers and pensioners in the public sector, not everyone can access it despite the fact that they continue to receive income in their savings accounts at Banco de la Nación.

Only those who process a MultiRed Loan for the first time, have canceled their debt before the start of this campaign or made the payment of their last installment during the validity of the promotion can apply for this loan.

What do I need to access the Banco de la Nación credit?

To access the Banco de la Nación credit, you need to go to an agency with the following documents to carry out the respective procedure:

• ID
• MultiRed debit card
• Last payslip
• Have a normal, undefined or unreported rating in the SBS risk center.

How can I see my account statement at Banco de la Nación?

If you want to see your online account statement at Banco de la Nación, you must follow the following steps:

• Enter the Virtual MultiRed of Banco de la Nación
• Accept the safety instructions guide
• Enter your personal and card details
• Select the ‘Start’ option
• Choose the alternative ‘Details’
• Select the account and choose the ‘Account Status’ option.