Find out all the details to access the Mivivienda Verde Bonus that offers financial support between S/16,200 and S/31,100 to buy an eco-sustainable property.
Do you want to buy a house or an apartment? Since March 2015, the Ministry of Housing, Construction and Sanitation (MVCS) has been providing financial aid to all people who seek to acquire an environmentally friendly property, and which saves on water and electricity consumption. In the following note The Republic, we will tell you more about this subsidy that grants an amount of up to S/31,100, how to request it, the requirements and more details. Take note!
What is the Mivivienda Verde Bonus?
It is a mortgage loan to buy a home that incorporates sustainability criteria in its design and construction with the aim of reducing the impact on the environment by saving light and water, incorporating efficient toilets, as well as LED lighting.
It is important to point out that the value of said subsidy ranges between S/16,200 and S/31,100according to the price of the property to be acquired, which must be certified as sustainable by the Mivivienda Fund.
The Mivivienda Verde Bond reached an important record at the end of 2022, since it delivered this financial aid to more than 8,000 citizens who bought a sustainable property with the New Mivivienda Credit. For this, the MVCS disbursed some S/42 million 615,000, the highest figure that has occurred in a year.
What requirements must I meet to access the New Mivivienda Credit?
According to information from the Ministry of Housing, these are the requirements for you to verify if you meet the requirements of the New Mivivienda Credit:
- Be of age.
- Having been qualified as subject to credit by the financial institution that manages the financial support.
- Not be the owner or co-owner of another home in any part of the country.
- Have a minimum contribution of 7.5% of the value of the home for the down payment.
- Not having received housing support from the State or having any credit pending payment.
How to request the Mivivienda Verde Bonus?
- To qualify for this bonus, you need to select a project that is certified by the Mivivienda Verde Program.
- You must go to a financial institution to evaluate your ability to pay.
- Request the Green Bond with the New Mivivienda Credit or Techo Propio Program so that you benefit from the discounts of the Good Payer bonus or Family Housing Bonus.
In which departments can you access the Mivivienda Verde Bonus?
- Lime
- callao
- Arequipa
- Cusco
- Ica
- Junin
- Lambayeque
- Freedom
- piura
- Fist
- San Martin
- tacna
Source: Larepublica
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