One of the factors that must be taken into account when choosing a card is the costs that will have to be assumed.
- Minimum pension would benefit those who earn the most
- Price of the dollar today in Peru: what is the exchange rate for this Monday, June 26?
When requesting a credit card, you must take into account different aspects into consideration, such as the interest rate, commissions, among others. One of the most important is the membership cost, this is because it will be an extra charge to your annual account, even if you do not make any movement with your credit card. From August 29, 2020, The Superintendency of Banking and Insurance (SBS) ordered that all institutions that provide this service must have at least one card. Learn here which are the 12 financial institutions that comply with it.
What cards do not charge membership?
- Banco BBVA: Cero BBVA and Cuota Fija credit cards.
- Banco de Crédito del Perú (BCP): Visa Light credit card.
- Interbank: Visa Access and Vea Privada credit cards.
- Scotiabank: Visa Credit Card Without Membership.
- BanBif: BanBif Zero Membership credit card.
- Banco Falabella: CMR Visa Basic credit card.
- Ripley Bank: Ripley Mastercard Basic credit card.
- GNB Bank: Platinum Visa, Gold Visa and Classic Visa credit card.
- Banco de Comercio: Classic Credit Card Without Membership.
- Financial Oh: Ceroh credit card! and Basic.
- CrediScotia Financiera: MasterCard credit card without Membership.
- Cencosud Scotia: Visa Simple credit card.
What is the annual membership?
The annual membership is a commission that is charged by financial institutions to manage the benefits offered by having your credit card. These can be miles, consumption discounts, among other services provided to convince you to have their service.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
