Which bank charges less interest on loans in Peru? [ACTUALIZADO]

According to the Superintendency of Banking and Insurance of Peru (SBS), interest rate indices are constantly changing. The main factors are the volatility of the dollar, the rise in prices of the basic family basket, added to the political crisis. This is the percentage of the main banks in Peru, which charge this amount for making loans and other types of operations with their users.

Which bank lends you with less interest in Peru?

According to the SBS, the banking entity The one with the lowest interest rate is Banco de Crédito del Perú (BCP) with an average annual effective rate of 7.30%.

The banks Following are Interbank with 7.35% and BBVA with 7.46%. The fourth place is for Scotiabank, with a percentage of 7.68%. Banbif and GNB close this list with 8.05% and 8.13%, respectively.

How much interest do banks charge for loans in Peru?

With respect to charging interest on loans, the BBVA bank is the entity that offers the lowest interest rate with 9.25%. Following are Scotiabank with 9.35%, GNB with 9.56%, BCP with 9.58% and then Interbank with 9.67%.

Which bank charges more interest for loans in Peru?

Among the banks that offer a higher interest rate are the BanBif Bank with 10.24%, along with the Pichincha Bank with 10.53% and the Bank of Commerce with 10.6%.

The financial entity with the highest rate for a mortgage is MiBanco with 17.11%. Meanwhile, 9.71% is the average of all the figures for a bank’s interest charge per loan, according to the SBS website.

What do I need to get a personal loan?

To achieve this personal credityou must first sign and state that you will return the amount to the lender, along with the interest and derived expenses.

As it is a personal loan and not from a mortgage or vehicle, it can be used for any purpose. In addition, these are the requirements that you must have:

• Be between 21 and 72 years old.
• Proof of your monthly income (pay stubs or business income support).
• Affidavit of address (original water or electricity receipt).
• Original ID.
• Have a credit history if necessary.