Not many people know that in some banks you can order salary advance. This is basically a loan that you can request from the bank if you have a salary account. This amount will depend on the salary you receive monthly, in addition to the bank fees. However, like any loan, it is subject to interest. Find out below which are the entities that offer this option.
What banks offer salary advance?
Among the banks that offer this loan are the following:
- Credit Bank of Peru
- BBVA
- Interbank
- Scotiabank
- BanBif
What is the commission or interest for requesting a salary advance in banks?
In most cases, banks charge a fee when requesting a salary advance. Here we tell you the detail according to the company.
Salary advance at BCP
He Credit Bank of Peru (BCP) offers a loan from S/50 to S/2,500 as salary advance. There are commissions that charge you according to the amount you request. This is detailed in the following table:
This is how commissions are charged at BCP: Photo: capture/BCP
Salary advance at BBVA
He BBVA grants a loan from S/100 to S/2,500 as salary advance. The commissions charged for each amount are detailed in the ranges of the following image:
The maximum commission charged by BBVA is S/65. Photo: capture/BBVA
Salary advance at Interbank
Interbank offers a salary advance of up to 35% of your salary with a maximum of S/2,500. In this case, the bank indicates that it has a commission 4.5% of your advance with a minimum of S/14.
Salary advance at Scotiabank
Scotiabank provides the option salary advance, which can be up to 30% of your monthly salary with a maximum of S/10,000. The commission charged is 4.5% of the loan with a minimum of S/16.
Scotiabank lets you withdraw up to S/10,000 in advance of salary. Photo: Capture/Scotiabank
Salary advance in BanBif
BanBif grants a salary advance from up to 30% of your remuneration with a limit of S/3,000 (or its equivalent in dollars). The commission in this case will be 3% of the loan with a minimum of S/8.
Source: Larepublica
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