Formerly known as Risk Center, Credit Bureau has become a reference for obtaining credit in Ecuador. A person’s financial behavior is registered in order to determine the possibility of falling into debt and reduce the possibility of obtaining a loan.
This system is measured based on the results in which users who they managed their finances better and have higher debt scores. Maintaining a good score in the credit bureau makes it possible be able to access loans and other financing options in the futurein case you need it.
Credit rating scale is up to 1000 points, and someone who is around 900 points is considered an excellent payer. People who have less than 400 points have more economic problems and fewer opportunities to access loans.
Types of debts that are reported to the Credit Bureau
According to financial trainer Andrés Mórtola, debts can be registered with banking entities, with the exception of Biess, commercial or service companies.
How to check the result of the Credit Bureau?
The debts that one has with commercial houses or financial institutions can be reviewed in the credit history.
How to consult debts in the Credit Bureau?
You need to have a username and password enabled.
For debt consultations you must:
To get it, the user can be activated via email or a virtual assistant on site.
Source: Eluniverso
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