Banco de la Nación grants loans of up to almost S/100,000 with a promotional rate: who can access it?

The Banco de la Nación is granting Multi-Network Loans of up to almost S/100,000 with promotional interest rates. Through a statement, the bank indicated that the service will last until June 15. Who can access? Which are the requirements? Is there fee interest? HERE we tell you.

Who can access the Banco de la Nación loan?

The Annual Effective Cost Rate (TCEA) The fixed rate for these loans is 11.58%, up to an amount of S/99,999. Credit is accessible only to active BN workers or pensioners who receive their salary through the same financial institution and have a savings account.

The promotional TCEA is addressed to those applying for a MultiRed Loan for the first time, as well as those who have canceled their last MultiRed Loan before April 27, 2023.

In addition, it applies to those people who have made the payment of the last installment during the validity of this campaign. As indicated by the also called Banco de Todos, it does not apply to clients who have made a partial advance payment during the campaign and neither does it apply to loan renewals.

Bank of the Nation loan: what are the benefits?

• Free availability. It is a personal cash loan that allows you to request between S/300 and S/99,999, and pay it in fixed monthly installments.
• The maximum payment term is up to 60 months.
• The fixed promotional rate (TCEA) is 11.58%, charged to the monthly fee in the savings account and with an effective annual rate (TEA) of 10%.

Bank of the Nation loan: what are the requirements?

If you wish to acquire a MultiRed Loan for the first time and you do not have a current loan, you must go to one of the Banco de la Nación branches with the following documents:

1. MultiRed debit card
2. Original ID
3. Last payslip
4. Have a normal rating, not defined or not reported in the SBS risk center.

Contact numbers at Banco de la Nación

To be evaluated, you can write to WhatsApp at 942-896-863. You can also contact by phone at the following numbers: 994 176 546, 994 170 148, 994 157 902 and 994 171 558.

To know the relationship of BN agencies at the local and national level, you must access these links:

• www.bn.com.pe/canales-atencion/agencia-lima-metropolitana.asp
• www.bn.com.pe/canales-atencion/agencia-nivel-nacional.asp

Finally, Banco de la Nación recommends its clients to adopt security measures to prevent their accounts from being compromised, and to establish secure passwords both in their accounts and in banking applications.