The Consumer Defense Commission gave the green light to the proposal to eliminate the commissions that banks currently charge for these financial services.
With 10 votes in favor and three against, the Consumer Defense Commission of the Congress approved this Monday, June 5, the opinion that protects the usury of the consumers of the financial serviceswith the aim of eliminating commissions for interbank transfers throughout the country and credit card payments.
Savings banks and cooperatives excluded
According to the proposal, in the savings and current account contract, the charge of the commission for the transfer of a bank to another. However, is excepted this mandate for transfers to or from municipal savings banks, rural savings banks or savings and credit cooperatives.
The chairman of the working group, Elías Varas, indicated that the current legal framework is general and ambiguous, and leaves millions of Peruvians unprotected.
“Financial institutions have been applying the collection of commissions without taking into account the provisions of Law No. 31143, and the specific regulations of the SBS and Private Pension Fund Administrators,” he said.
According to the initiative, it corresponds to the Superintendency of Banking and Insurance (SBS) to monitor and supervise compliance with this provision.
In the hands of the Plenary
Now the next step is for this project to be debated and voted on in plenary session of Congress for its respective approval or rejection.
Source: Larepublica
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