news agency
Own Roof: what requirements must I meet to apply for the S/43,312 bonus and acquire a new home?

Own Roof: what requirements must I meet to apply for the S/43,312 bonus and acquire a new home?

With the objective of reducing the housing gap in the country, the State has various programs such as Techo Propio, which allows thousands of familieswith limited income, access a living place new with the help of the Family Housing Bonus (BFH). To do this, they must comply with a series of requirements that we will show you in this note.

Low-income families can apply for the subsidy of S/43,312.50 (8.75 UIT), free of charge and does not require a return, to buy a property through the New Home Acquisition modality of the program Own Roof.

You must have saved at least 0.3% of the value of the property that you are going to acquire.  Photo: MVCS

You must have saved at least 0.3% of the value of the property that you are going to acquire. Photo: MVCS

Own Roof: what requirements to meet to apply?

It is a State program that allows you to acquire or improve a home that has basic services of electricity, water and drainage. This aid is aimed at families who have a Combined maximum monthly income of S/3,715.

In addition, none of the members of the household must have received housing support of the State, such as Enace, Fonavi, Banco de Materiales, or the same program of the Mivivienda Fund.

Those who want to apply to the Techo Propio program in the new home acquisition modality should not have a property registered in Public Registries, be it a house, own land or independent airs. Neither be heirs to a home or part of it.

Another requirement is that by this 2023, you must have a exceptional savings of at least 0.3% of the value of the property that you are going to acquire. Before you had to have a savings of 3% of the value of the house.

Techo Propio: where to register?

According to the program’s website own roofyou can do it in all the offices of the Mivivienda Fund, authorized centers such as a municipality, or in the same location of Real Estate Showcase, located at Jirón Camaná 199 (Cercado de Lima), or also in the same real estate projects of Techo Propio.

On the website of the Mivivienda program (www.mivivienda.com.pe) you can find the offer nationwide.

Once registered to be eligible, the Mivivienda Fund will audit your documents and the maximum income of your family group. When the verification is satisfied, the real estate developer will request the disbursement of the Family Housing Bonus, prior presentation of the guarantee by the financial entity.

Own Roof Bonus: who fills out the form?

  • If you have a cohabiting partner without marital impediment, the form must be signed by both.
  • If you are married, the form must be signed by either of you.

Source: Larepublica

You may also like

Hot News

TRENDING NEWS

Subscribe

follow us

Immediate Access Pro