When one suffers the death of a family member, they normally take into account the procedures to be carried out in relation to the burial. But not many think about the heritage that could remain. Did you know that you can find out if this person had contributions to the AFP and savings on banks? The Superintendency of Banking, Insurance and AFP (SBS) has the free service informed heirs. HERE we show you how to access and use it.
How to know if a deceased relative has money in the bank?
Through the SBS, you can find out if a relative who has died has resources in the financial system. Among the services that you can request for free are the following:
| Service | Description | Delivery term |
| Deposit certificates | To know about the deposits fixed term, savingsvalues, documents and objects in custody or contained in safe deposit boxes that the deceased kept in the financial system. | 11 business days |
| Certificate of policies | To find out if the deceased relative had life insurance either accident insurance personal. | 12 business days |
| interim report | To find out if the deceased relative was a member of the Private Pension System (SPP). | 5 business days |
| debt report | To see the list of contracted credits in the financial system. | Immediately online, 5 business days in person |
Informed heirs: how to access this service for free?
You can carry out all the procedures so freeface-to-face or virtually. Follow these steps to access.
- Enter the SBS online services portal: https://servicios.sbs.gob.pe/serviciosenlinea.
- Click on Informed Heirs HERE.
- Register or log in with your already created account.
- Request the information you need and remember that in some cases you will require documents, such as the death certificate (or declaration of presumed death), electronic certificate of declaration of heirs or will registered in Public Records. These are attached in PDF.
You can also request this information in person at the user service offices or party desk. However, you will need to fill out the required forms and bring them with you. These can be found at THIS LINK.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
