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Yape will deliver credits between S/ 150 and S/ 200 to a single installment in the app from this month

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Yape is preparing a new functionality for July 19 that will allow granting microcredits between S/ 150 to S/ 200 with automatic disbursement in a single installment. It estimates, in the next three months, to grant more than 60,000 of these loans.

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Raimundo Morales, general manager of Yape, explained that users will be able to obtain the loan in a matter of seconds from the application, being able to choose between four payment date options at 15, 20, 25 or 30 days.

“In this way we make it easy for the user so that they can not only have the money they need at the moment, but also generate credit history. In this first stage we hope to impact 1.3 million yaperos”, he signed at a press conference.

According to the Yape platform, to date 75% of the adult population of Peru has used a mobile wallet, a figure that is reflected “in the enormous growth of Yape, which today adds more than 10 million yaperos” and more than 88 million of transactions per month.

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Yape is also preparing to launch recharges for a park of more than 3.3 million users with DNI, a financial solution that allows access without the need to be a customer of any bank, they only have to register with their identity document to be able to make all kinds of transactions.

In addition, it will soon incorporate “Yape Promos” with a series of exclusive benefits for the entire user community, and “Payment of Services” to make this type of subscriptions in the main companies in the market. This second alternative would take place between August and September.

As recalled, last November Yape launched the cell phone recharge functionality that has already exceeded 18 million transactions and more than S/ 110 million in recharged amount.

“The trend in the use of mobile wallets is increasing. Only since the middle of 2020 have we managed to grow more than 200% and we hope to close the year above 11 million yaperos nationwide, and by 2023 between 14 and 15″, Morales said.

Source: Larepublica

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