The Ministry of Agrarian Development and Irrigation (Midagri) activated the Catastrophic Agrarian Insurance (SAC), after the passage of Cyclone Yaku, which has caused havoc as a result of the heavy rain on the north coast of the country, according to the head of the sector, nelly paredes. What is this policy about and how can I access it? compensation? We tell you here.
According to him National Institute of Civil Defense (Indeci), since the beginning of the rainy season in the country, in September 2022 to date, there are 12,200 homeless, 49,111 affected, 59 dead, 57 injured and eight missing.
What is Catastrophic Agrarian Insurance?
He Catastrophic Agrarian Insurance (SAC) is a 100% free insurance covered by the state to serve farmers in vulnerable situations, with greater priority to subsistence family farm producers. This benefit consists of a compensation of S/800 per hectare for the men and women of the field.
It should be noted that, for this 2023, the contracts with two insurance companies that provide the coverage of said insurance. The companies are La Positiva and RÃmac, which reach the 24 departments of Peru.
This important insurance compensates for losses from unforeseen events that cannot be controlled and provides coverage beyond the amount allocated to the payment of premiums.
How to apply for Catastrophic Agrarian Insurance?
Occurred on Sinisterthe producer you must notify the agrarian office of your locality. You can communicate the fact by going to the agency or by phone call. In this way, the Regional Directorate of Agriculture (DRA) of the agrarian agency inform the insurance company via email, within seven days of the incident.
In its role, the insurance company designates an adjuster to assess the damage generated in the field in the crop, within the following 15 days, counted from the date on which the notice of the loss was received. This expert evaluates the damages in the presence of a agrarian agent and prepares the evaluation report.
If the document indicates that there is a catastrophic loss, the insurance company coordinates with the Regional Directorate of Agriculture the registration of farmers, within 30 days following the date recorded in the record.
In order for the payment of the indemnitiesthe insurance company opens a bank account and pays the agricultural producer the sum of S/800 for each hectare of the insured crop in the following 30 days.
The objective of the SAC is to provide a basic compensation that increases the capacity of the most vulnerable farmers to cope with the negative impacts of the catastrophe.
Source: Larepublica
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