The Superintendency of Banking, Insurance and Private Pension Fund Administrators (SBS) has warned that entities that carry out financial activities are operating in the country without being registered or without authorization from the SBSas they were able to verify thanks to the various inquiries from citizens.
Thus, in accordance with Law No. 26702, General Law of the Financial System and the Insurance and Organic System of the Superintendency of Banking and Insurance, any person who intends to capture or receive money from third parties, in the form of a deposit, mutual or any other modality, requires prior permission from the SBS.
“These entities are fraudulentsince they offer loans on the condition that, previously, the interested parties make money deposits, for policies, credit insurance, expenses or commissions, without finally disbursing the offered loans,” the entity explained.
The following entities and schemas They do not have authorization to collect money from the public:
Likewise, the following supposed companies have been detected that offer fraudulent loans via Internet, Facebook and WhatsApp:
The following applications or virtual platforms have been detected through which money loans are offered and disbursed, either at the user’s request or without the user requesting them. In addition, At the moment of requesting the payment of the loans, these apps include high charges and interest, in addition to threatening to inform all their contacts of their supposed debtor status.
Therefore, the SBS recommends not consulting or downloading these or similar apps:
- incadinero
- Live Credit
- credibus
- Plus ticket
- CoinEats
- Novocrédito.
Any query or complaint related to people or companies that provide financial services without authorization from the SBS or without being registered, can be submitted to this entity, to the telephone numbers 0-800-10840 (free line nationwide) or 01-200-1930, as well as to the email informalidad@sbs.gob.pe. You can also visit the page www.sbs.gob.pe/informalidad.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
