It is expected that more than 18,500 companies will benefit from this financing, of which 84% would be mypes.
During 2022, more than one million 147,000 were traded bills for a total amount of S/30,458 million, thus allowing financing to 17,843 companies nationwide, of which 15,019 were micro and small companies (mypes), reported the Ministry of Production (Produce).
Regarding economic sectors, the ones that benefited the most in this period are: services, with a negotiated amount of S/8,784 million, benefiting 7,665 companies, of which 88.3% were mypes; tradewith 4,479 businesses (78.5% mypes), with a sum of S/9,306 million; manufacture, with S/8,114 million in negotiations by 3,537 companies (80.3% mypes); while, in other areas, it reached 2,162 signatures (87.6% mypes), totaling S/4,254 million.
Likewise, in 2022, more than 100 factoring operators participated; from them: 11 are supervised by the SBS, mainly banks that negotiated 881,602 invoices for S/22,309 million. In addition, 90 unsupervised are registered, which offer a differentiated service by providing financing, even to mypes with a low classification or without a credit history. The latter traded 265,451 accounts for S/8,149 million, approximately 27% of the market.
In this way, the negotiation in factoring in 2022 it registers a significant growth of 36.4% compared to 2021. Likewise, the amount traded in 2022 represents 3.3% compared to the GDP of 2022.
In that line, It is estimated that the negotiated amount of factoring during 2023 will exceed S/32,000 millionallowing the financing of more than 18,500 companies, of which 84% would be mypes.
On that, the Central Registry of Securities and Settlements cavali He highlighted that, during the second half of 2022, there was a consecutive increase in the registration of invoices through the Factrack digital platform, exceeding 100,000 monthly receipts.
Likewise, he explained that, only in the month of December 2022, a new record was reached with more than 130,000 invoices noted, which shows that the factoring It represents a very good option to finance commercial campaigns at the end of the year, just when the mypes need it most.
The data
It is important to mention that the eleventh final complementary provision of Law No. 31538 allows the National bank provide factoring services to mypes suppliers of the State.
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Source: Larepublica
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