How to consult and request my IESS reserve funds

The reserve fund is a benefit that the employee who is affiliated with social security has and who has provided his service for more than one year to the same employer.

It corresponds to 8.33% of the contribution remuneration and can be accumulated directly at the Ecuadorian Social Security Institute (IESS) or paid monthly.

In order to request the withdrawal at the IESS, it is required to have accumulated 36 deposits. However, terminated members over 60 with 40 years of service or retirees can submit applications regardless of the number of contributions. Those who do not accumulate it see it reflected in their pay roles.

How can I check my IESS reserve funds?

• Enter the page of the Ecuadorian Social Security Institute (IESS).
• Click Affiliates and then Online Services.
• Select Reserve Funds.
• Enter your ID number and IESS password.
• Choose Reserve Fund Consultation and from there Individual Reserve Fund Account.
• You will see the respective information about the value that has been accumulated in addition if you meet the requirements for withdrawal.

How to request my reserve funds from the IESS?

• Enter the page of the Ecuadorian Social Security Institute (IESS).
• Click Affiliates and then Online Services.
• Select Reserve Funds.
• Enter your ID number and IESS password.
• Choose Reserve Fund Requests.
• Click Reserve Funds Accumulation Request.
• After reviewing the personal information, press Register.

You must bear in mind that, once the application is accepted, it cannot be canceled and the accumulation period is 36 contributions. The requirements include maintaining a bank account registered with the IESS and not being in default with the Biess or the IESS; if you are unemployed you must wait at least 60 days. (I)